Arbor Assets
Our Projects

We put our resources into two types of investment projects: 1) micro-loans; and 2) resource and capacity expansion for our partner organizations. 

Within our micro-loans projects, finances are first established within an operating fund and are then loaned out and administrated by our field partner.  We presently have three partner organizations; two in Nicaragua and one in Honduras.  They all operate a general fund, which is parceled into micro-loans following certain guidelines.  Presently, we loan principally to women.  We also establish funds for loans designed for families to purchase bio-sand water filters and improved ovens.

Within our capacity expansion projects, we invest directly in our partner organization by helping them to further develop their strengths and resources.  Examples of these strategic investments include purchasing and donating iron molds for bio-sand water filters or financing initial production costs.  We also contribute towards human resource development by hosting water and health workshops to further train our affiliate’s staffs to add key information and methods to their knowledge base and field capacities.

For our on-site workshops we work directly with The Center for Affordable Water and Sanitation ( in Canada by contracting for one of their staff to act as our instructor and seeking their consul in real-time through skype.  These workshops are purposed to train our affiliate organizations’ technicians and field workers on water concerns, identifying appropriate water solutions, bio-sand filter construction, community health promotion, and other material.  We also host smaller workshops that reiterate this material with a site specific focus.

Throughout all of our endeavors we try to actively engage the communities we assist, and they are represented on many levels.  We consult with local, democratically elected water committees on matters such as bio-sand filters, workshops, and wider ecological endeavors.  Each of our micro-loan projects includes a democratically-elected credit committee from the associated community.  This credit committee reviews and monitors every micro-loan from inception through full repayment.

Our water filter micro-loans include money for fees paid to a local health promotion agency that teaches families how to use and understand their filters.  They also assist in monitoring and maintaining filter quality through time.  The filter’s material components, as well as the labor needed for their manufacture, are all locally sourced and are therefore a direct boon to the community’s economy.  The same can be said for the improved ovens we help make available.  These use 50% less wood and contribute to significant respiratory improvements for the family.  We also attach an environmental stewardship clause to every micro-loan we issue, meaning these funds can only be used for projects that do no substantive harm to the surrounding ecology.